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PayPal
PayPal can freeze or hold your funds and close accounts at its discretion, sometimes for up to 180 days. The agreement is long, frequently changing, and pushes disputes toward arbitration.
🚨 Key things to watch out for
The clauses that could affect you the most. Read these even if you skip everything else.
1
PayPal can freeze your funds for up to 180 days (or longer) using confidential risk criteria it is not obligated to explain to you.
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2
You are locked into individual binding arbitration and waive class actions and jury trials unless you mail a written opt-out within 30 days of joining.