Claude (Anthropic)

Anthropic generally does not train on your conversations by default on consumer plans, but retains data for safety and abuse monitoring. You're responsible for how you use the outputs.

🚨 Key things to watch out for

The clauses that could affect you the most. Read these even if you skip everything else.

Your conversations are used to train AI models by default—you must manually opt out, and even then, feedback interactions and safety-flagged content are still used for training.

Loading breakdown…

📋 Every clause, explained

Browse what the terms actually say — filter by severity or by topic.

Topics covered

Show:

Showing 30 clauses

2Account Creation and Access2 clauses

⚠️

Employer can monitor and control your account

⛔Account termination

2-A

💬 If you sign up with a work email, your employer could gain access to all your conversations and content on the platform, and Anthropic may not even warn you about it if your employer says they already told you.

▶Show original legal text

“If you use an email address owned by your employer or another organization, your Account may be linked to the organization's enterprise account with us and the organization's administrator may be able to monitor and control the Account, including having access to Materials (defined below).”

⚠️

No notice guaranteed before enterprise linking

📌Other

2-B

💬 Anthropic can link your personal account to your employer's enterprise account without telling you directly, as long as your employer was supposed to notify you—even if they didn't actually do so.

▶Show original legal text

“However, if the organization is responsible for notifying you or has already informed you that it may monitor and control your Account, we may not provide additional notice.”

3Use of Our Services3 clauses

ℹ️

No competing products or AI training

📌Other

3-A

💬 You cannot use Claude's outputs to build competing AI products or train other AI models, which is a standard restriction for AI services.

▶Show original legal text

“To develop any products or services that compete with our Services, including to develop or train any artificial intelligence or machine learning algorithms or models or resell the Services.”

⚠️

Broad prohibition on disruptive conduct

📌Other

3-B

💬 Anthropic has very broad discretion to decide what constitutes harmful or disruptive conduct, including anything they believe could cause them reputational harm. This vague language could be used to restrict a wide range of activities.

▶Show original legal text

“To engage in any other conduct that restricts or inhibits any person from using or enjoying our Services, or that we reasonably consider exposes us—or any of our users, affiliates, or any other third party—to any liability, damages, or detriment of any type, including reputational harms.”

⚠️

Non-commercial use only

📌Other

3-C

💬 Consumer services are strictly for personal use only. If you use Claude for any business purpose, Anthropic has no liability for any business losses you suffer, and you may be in breach of the terms.

▶Show original legal text

“You agree that you will not use our Services for any commercial or business purposes and we and our Providers have no liability to you for any loss of profit, loss of business, business interruption, or loss of business opportunity.”

4Inputs, Outputs, Actions, and Materials4 clauses

🔴

Your data used for AI training by default

🤖AI training on your data

4-A

💬 By default, everything you type into Claude and everything it responds with can be used to train Anthropic's AI models. You have to actively go into settings and opt out to prevent this.

▶Show original legal text

“We may use Materials to provide, maintain, and improve the Services and to develop other products and services, including training our models, unless you opt out of training through your account settings.”

🔴

Opt-out exceptions for Feedback and safety

🤖AI training on your data

4-B

💬 Even if you opt out of training, Anthropic will still use your conversations for AI training if you give any feedback (like a thumbs up/down) or if your content gets flagged for safety review. The safety review exception is particularly broad and entirely at Anthropic's discretion.

▶Show original legal text

“Even if you opt out, we will use Materials for model training when: (1) you provide Feedback to us regarding any Materials, or (2) your Materials are flagged for safety review to improve our ability to detect harmful content, enforce our policies, or advance our safety research.”

ℹ️

No guarantee of accuracy

🛡️Limits their liability

4-C

💬 Anthropic explicitly warns that Claude's responses can be wrong, even when they sound very detailed and confident. You should always verify important information independently.

▶Show original legal text

“Outputs may not always be accurate and may contain material inaccuracies even if they appear accurate because of their level of detail or specificity.”

ℹ️

You retain input rights, outputs assigned to you

📄Claims your content

4-D

💬 You keep ownership of what you put in, and Anthropic assigns you ownership of what Claude produces. This is relatively consumer-friendly, though the output assignment is conditional on complying with the terms.

▶Show original legal text

“As between you and Anthropic, and to the extent permitted by applicable law, you retain any right, title, and interest that you have in such Inputs. Subject to your compliance with our Terms, we assign to you all our right, title, and interest (if any) in Outputs.”

5Feedback2 clauses

⚠️

Unlimited use of your Feedback

📄Claims your content

5-A

💬 Any feedback you give—including thumbs up/down ratings—gives Anthropic unlimited, free rights to use it however they want, and the associated conversation is stored as part of that feedback.

▶Show original legal text

“If you do, you agree that we may use the Feedback however we choose without any obligation or other payment to you.”

⚠️

Thumbs up/down stores your conversation

🤖AI training on your data

5-B

💬 Simply clicking a thumbs up or down button means Anthropic stores that entire conversation and can use it for training—even if you've opted out of general training in your settings.

▶Show original legal text

“If you rate an Output in response to an Input—for example, by using the thumbs up/thumbs down icon—we will store the related conversation as part of your Feedback.”

6Subscriptions, Fees and Payment4 clauses

⚠️

Automatic subscription renewal

🔄Auto-renews

6-A

💬 Your subscription automatically renews and charges your payment method indefinitely until you actively cancel it. You need to cancel at least 24 hours before the renewal date to avoid being charged.

▶Show original legal text

“Your Subscription will last for the Initial Term and will automatically renew for an additional term equal in duration to the Initial Term and will continue to renew and incur charges for additional terms equal in duration to the Initial Term.”

⚠️

Fee increases deemed accepted if you don't cancel

📝Can change terms anytime

6-B

💬 Anthropic can raise your subscription price, and if you don't actively cancel before the next renewal, you're automatically considered to have agreed to the higher price.

▶Show original legal text

“If these changes result in an increase in the fees payable by you, we will inform you at least 30 days in advance of the change and you shall be deemed to have agreed to the increase in fees payable by you unless you cancel the Subscription.”

ℹ️

No refund on cancellation

📌Other

6-C

💬 If you cancel mid-cycle, you don't get a refund for the remaining time, though you keep access until the period you paid for ends.

▶Show original legal text

“In the event of a cancellation, your fees will not be refunded, but your access to the Services will continue through the end of the Initial Term or any Renewal Term for which you previously paid fees.”

ℹ️

14-day cooling-off period with pro-rata deduction

📌Other

6-D

💬 You have 14 days to cancel for a refund, which is a consumer-friendly EU right, but if you used the service during that time, Anthropic can deduct a proportional amount from your refund.

▶Show original legal text

“If you have used the Services during the 14-day cancellation period, and wish to cancel the Subscription, you can still do so by following the process in Section (f)(1) above, but we may retain an amount which is in proportion to what has been provided until you have communicated us your withdrawal from these Terms.”

7Third-Party Services and Links1 clause

ℹ️

No responsibility for third-party services

🛡️Limits their liability

7-A

💬 Anthropic takes no responsibility for any problems caused by third-party services or content that integrate with Claude, even though they enable those integrations.

▶Show original legal text

“We do not control or accept responsibility for any loss or damage that may arise from your use of any Third-Party Content, services, and integrations, for which we make no representations or warranties.”

9Software1 clause

⚠️

Automatic updates without notice

📝Can change terms anytime

9-A

💬 Anthropic can push software updates to your device without telling you first. These updates could change how the product works.

▶Show original legal text

“We may offer manual or automatic updates to our software including our apps ("Anthropic Software"), without advance notice to you.”

11Disclaimer of Warranties, Limitations of Liability, and Indemnity2 clauses

⚠️

Broad warranty disclaimer

🛡️Limits their liability

11-A

💬 Anthropic provides Claude with essentially no guarantees about quality, reliability, or fitness for any purpose. If something goes wrong, they've disclaimed most legal responsibility in advance.

▶Show original legal text

“The Services, Outputs, and Actions are provided on an "as is" and "as available" basis and, to the fullest extent permissible under applicable law, are provided without warranties of any kind, whether express, implied, or statutory.”

🔴

Liability capped at fees paid or €100

🛡️Limits their liability

11-B

💬 If Anthropic causes you harm through their service, the most they'll ever pay you is either what you paid them in the last 6 months or €100, whichever is higher. For free tier users, that's just €100 maximum—even if the damage was much larger.

▶Show original legal text

“our total liability to you for any loss or damage arising out of or in connection with these Terms, whether in contract (including under any indemnity), tort (including negligence) or otherwise will be limited to the greater of: (a) the amount you paid to us for access to or use of the Services in the six months prior to the event giving rise to the liability, and (b) €100.”

12Data Switching and Portability2 clauses

ℹ️

Two-month notice required for data portability

📌Other

12-A

💬 If you want to take your data and move to a competitor, you need to give Anthropic two months' written notice before they'll start the process, and the actual transfer can take an additional 30 days to 7 months.

▶Show original legal text

“You shall provide two months' written notice for any Switching Request ("Notice Period").”

ℹ️

Data erasure after retrieval period

🗄️Data retention

12-B

💬 After you leave the service and retrieve your data, Anthropic will delete your data—but they can still keep it if other laws allow them to, which is a potentially broad exception.

▶Show original legal text

“after the switching process is complete and unless otherwise agreed, at the end of the Retrieval Period we shall erase all exportable data and digital assets generated by you or data relating to you directly except to the extent that other laws requires or permits us to retain data.”

13General Terms8 clauses

⚠️

Services can be changed or discontinued

📝Can change terms anytime

13-A

💬 Anthropic can change, reduce, or completely shut down their services. They'll try to give 30 days' notice for major changes, but in urgent situations they can act immediately without warning.

▶Show original legal text

“We may modify, suspend, or discontinue the Services or your access to the Services. Where those actions will materially impact your use of the Services, we will endeavor to notify you in accordance with this section.”

⚠️

Terms can be changed with 30 days notice

📝Can change terms anytime

13-B

💬 Anthropic can change these terms at any time. While they give 30 days' notice for material changes, security or legal changes can take effect immediately. Your only option is to cancel if you don't agree.

▶Show original legal text

“We may revise and update these Terms. ... We will notify you of changes to the Terms which are reasonably likely to affect your use of the Services or legal rights. These changes will come into effect no less than 30 days from when we notify you, unless the change is due to a change in law or for security reasons.”

⚠️

Immediate suspension without notice for breaches

⛔Account termination

13-C

💬 Anthropic can shut down your account immediately with no warning if they believe you violated their terms, for legal compliance, or for security reasons. This is entirely at their discretion.

▶Show original legal text

“We may suspend or terminate your access to the Services at any time without notice to you if: we believe that you have materially breached these Terms; we must do so in order to comply with applicable law; or immediate suspension or termination is necessary for security reasons and therefore we cannot provide notice.”

⚠️

No refund on termination for breach

⛔Account termination

13-D

💬 If Anthropic decides you violated their terms, you lose your subscription money and they can also sue you for their losses on top of that.

▶Show original legal text

“If we terminate your access to the Services due to a material breach of these Terms and you have a Subscription: you will not be entitled to any refund; and we may take further legal action against you and you may be responsible for our losses in relation to the violation of these Terms.”

ℹ️

Inactive accounts can be terminated

⛔Account termination

13-E

💬 If you don't use your free account for over a year, Anthropic may delete it, though they'll warn you first.

▶Show original legal text

“We may also terminate your Account if you have been inactive for over a year and you do not have a paid Account. If we decide to terminate your Account due to inactivity, we will give you advance notice before doing this.”

⚠️

No assignment by you, free assignment by Anthropic

📌Other

13-F

💬 You can't transfer your account to someone else, but Anthropic can sell or transfer the entire business—including your data and account—to another company without asking your permission.

▶Show original legal text

“These Terms may not be transferred or assigned by you without our prior written consent, but may be assigned by us without restriction.”

⚠️

Data may be deleted upon termination

📌Other

13-G

💬 When your account is terminated for any reason, Anthropic can delete all your data and conversation history at their discretion, potentially without giving you time to retrieve it.

▶Show original legal text

“Upon termination of these Terms, a Subscription, or your access to the Services, the rights granted to you under our Terms (or any Subscription) to access and use our Services will immediately terminate, and we may at our option delete any Materials or other data associated with your account.”

ℹ️

Right to report to law enforcement

📌Other

13-H

💬 Anthropic can share your conversations and information with law enforcement at their own discretion, without necessarily needing a court order or warrant.

▶Show original legal text

“We reserve the right, at our sole discretion, to report information from or about you, including but not limited to Inputs or Outputs, to law enforcement.”

14Disputes1 clause

ℹ️

Irish law governs

📍Jurisdiction

14-A

💬 Any legal disputes are governed by Irish law and must be filed in Irish courts, though EEA/Swiss consumers can also use their local courts. This could make it expensive and difficult for non-European users to pursue legal claims.

▶Show original legal text

“These Terms are governed by Irish law. This means that your access to and use of our Services, and any dispute or claim arising out of or in connection therewith (including non-contractual disputes or claims) will be governed by Irish law, and must be brought in a competent court in Ireland.”

Claude (Anthropic) terms of service, explained in plain English — TOSTLDR